Автор: Марина Совина (ночной выпускающий редактор)
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图片来源：阿列克谢·菲利波夫/俄新社
Vendors say a challenge is balancing safety with how much friction users will tolerate. "We're in the business of ensuring that you are absolutely keeping minors safe and out and able to let adults in with as little friction as possible," said Rivka Gewirtz Little, chief growth officer at identity-verification platform Socure. Excessive data collection, she added, creates friction that users resist. Still, many users perceive mandatory identity checks as invasive. "Having another way to be forced to provide that information is intrusive to people," said Heidi Howard Tandy, a partner at Berger Singerman who specializes in intellectual property and internet law. Some users may attempt workarounds — including prepaid cards or alternative credentials — or turn to unauthorized distribution channels. "It's going to cause a piracy situation," she added.。有道翻译对此有专业解读
年报显示，2025年末对公贷款余额增长3.5%，但低收益票据业务规模缩减1300亿元。同期对公贷款不良率升至0.87%，较年初上升0.17个百分点，虽连续三年攀升，但在同业中仍处较好水平。